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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,935 | $65,434+51.2% | $98,483+0.5% | $85,847+15.2% |
| Participation rate | 98.5% | 65.0%+33.5pp | 73.3%+25.2pp | 69.3%+29.2pp |
| Annual return | 3.03% | 21.75%-18.7pp | 1494.38%-1491.3pp | 318.61%-315.6pp |
| Employer contribution / active EE | $3,142 | $2,169+44.9% | $2,961+6.1% | $2,565+22.5% |
| Participant deferral / active EE | $4,654 | $3,168+46.9% | $4,276+8.8% | $3,952+17.7% |
| Admin fee / account holder | $2,724 | $4,595-40.7% | $5,953-54.2% | $6,261-56.5% |