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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,097 | $58,258+52.9% | $81,820+8.9% | $80,925+10.1% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 9.16% | 41.76%-32.6pp | 777.93%-768.8pp | 35.65%-26.5pp |
| Employer contribution / active EE | $3,114 | $2,345+32.8% | $2,915+6.8% | $2,756+13.0% |
| Participant deferral / active EE | $6,223 | $3,284+89.5% | $4,323+44.0% | $4,299+44.8% |
| Admin fee / account holder | $3,344 | $4,976-32.8% | $7,391-54.8% | $6,940-51.8% |