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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,709 | $53,128+112.1% | $86,582+30.2% | $70,126+60.7% |
| Participation rate | 95.0% | 65.3%+29.7pp | 73.5%+21.5pp | 69.5%+25.5pp |
| Annual return | 5.48% | 27.66%-22.2pp | 965.08%-959.6pp | 73.15%-67.7pp |
| Employer contribution / active EE | $3,066 | $2,068+48.3% | $2,839+8.0% | $2,343+30.9% |
| Participant deferral / active EE | $4,494 | $2,695+66.8% | $3,609+24.5% | $3,332+34.9% |
| Admin fee / account holder | $2,473 | $3,584-31.0% | $4,904-49.6% | $4,645-46.8% |