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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,798 | $60,139+90.9% | $90,461+26.9% | $79,856+43.8% |
| Participation rate | 95.1% | 65.0%+30.1pp | 72.7%+22.4pp | 69.6%+25.4pp |
| Annual return | 5.00% | 71.96%-67.0pp | 1294.76%-1289.8pp | 31.71%-26.7pp |
| Employer contribution / active EE | $917 | $2,069-55.7% | $3,264-71.9% | $2,471-62.9% |
| Participant deferral / active EE | $1,572 | $2,939-46.5% | $3,964-60.3% | $3,741-58.0% |
| Admin fee / account holder | $302 | $3,978-92.4% | $5,617-94.6% | $5,306-94.3% |