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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,800 | $81,233+313.4% | $155,567+115.9% | $80,874+315.2% |
| Participation rate | 83.0% | 66.2%+16.7pp | 78.2%+4.8pp | 67.6%+15.3pp |
| Annual return | 8.23% | 33.33%-25.1pp | 64.74%-56.5pp | 35.62%-27.4pp |
| Employer contribution / active EE | $12,804 | $3,101+312.9% | $4,674+173.9% | $2,756+364.6% |
| Participant deferral / active EE | $6,901 | $3,452+99.9% | $5,628+22.6% | $4,297+60.6% |
| Admin fee / account holder | $10,333 | $7,998+29.2% | $15,916-35.1% | $6,935+49.0% |