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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,860 | $77,920+170.6% | $149,723+40.8% | $75,177+180.5% |
| Participation rate | 97.9% | 65.6%+32.3pp | 78.8%+19.1pp | 67.2%+30.7pp |
| Annual return | 8.77% | 31.72%-23.0pp | 134.50%-125.7pp | 160.75%-152.0pp |
| Employer contribution / active EE | $12,267 | $3,138+290.9% | $4,821+154.4% | $2,671+359.3% |
| Participant deferral / active EE | $6,491 | $3,411+90.3% | $5,682+14.2% | $4,126+57.3% |
| Admin fee / account holder | $23,692 | $5,951+298.2% | $13,215+79.3% | $5,651+319.2% |