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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,100 | $95,415+297.3% | $185,851+104.0% | $85,851+341.6% |
| Participation rate | 86.0% | 68.8%+17.2pp | 81.7%+4.3pp | 69.3%+16.7pp |
| Annual return | 12.14% | 23.59%-11.4pp | 122.11%-110.0pp | 318.63%-306.5pp |
| Employer contribution / active EE | $9,401 | $3,314+183.7% | $5,168+81.9% | $2,565+266.4% |
| Participant deferral / active EE | $6,289 | $3,424+83.7% | $5,569+12.9% | $3,952+59.1% |
| Admin fee / account holder | $19,072 | $7,215+164.3% | $16,245+17.4% | $6,261+204.6% |