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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,384 | $73,863+268.8% | $143,797+89.4% | $68,490+297.7% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -15.69% | 0.91%-16.6pp | -0.04%-15.6pp | -7.85%-7.8pp |
| Employer contribution / active EE | $14,032 | $3,185+340.6% | $4,952+183.3% | $2,597+440.4% |
| Participant deferral / active EE | $7,679 | $3,385+126.9% | $5,638+36.2% | $4,028+90.7% |
| Admin fee / account holder | $14,379 | $5,756+149.8% | $14,679-2.0% | $5,403+166.1% |