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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,824 | $91,198+220.0% | $178,503+63.5% | $79,856+265.4% |
| Participation rate | 97.8% | 69.2%+28.6pp | 81.9%+15.8pp | 69.6%+28.1pp |
| Annual return | 5.18% | 24.20%-19.0pp | 151.12%-145.9pp | 31.71%-26.5pp |
| Employer contribution / active EE | $10,209 | $3,257+213.5% | $5,011+103.7% | $2,471+313.1% |
| Participant deferral / active EE | $5,643 | $3,237+74.4% | $5,202+8.5% | $3,741+50.9% |
| Admin fee / account holder | $84,802 | $6,748+1156.7% | $13,987+506.3% | $5,306+1498.1% |