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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,366 | $109,872+83.3% | $98,483+104.5% | $167,536+20.2% |
| Participation rate | 91.7% | 75.8%+15.8pp | 73.3%+18.3pp | 82.1%+9.6pp |
| Annual return | 14.04% | 1959.31%-1945.3pp | 1494.38%-1480.3pp | 478.82%-464.8pp |
| Employer contribution / active EE | $2,726 | $3,225-15.5% | $2,961-7.9% | $4,839-43.7% |
| Participant deferral / active EE | $6,392 | $4,673+36.8% | $4,276+49.5% | $6,342+0.8% |
| Admin fee / account holder | $6,834 | $6,757+1.1% | $5,953+14.8% | $12,315-44.5% |