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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,362 | $103,008+43.1% | $90,304+63.2% | $152,897-3.6% |
| Participation rate | 95.0% | 75.9%+19.1pp | 73.3%+21.7pp | 82.5%+12.5pp |
| Annual return | 32.83% | 95.22%-62.4pp | 78.13%-45.3pp | 345.43%-312.6pp |
| Employer contribution / active EE | $3,142 | $3,139+0.1% | $2,855+10.0% | $4,764-34.0% |
| Participant deferral / active EE | $7,239 | $4,281+69.1% | $3,885+86.3% | $5,851+23.7% |
| Admin fee / account holder | $2,536 | $6,175-58.9% | $5,354-52.6% | $11,599-78.1% |