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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,772 | $84,685+10.7% | $73,836+27.0% | $125,389-25.2% |
| Participation rate | 90.5% | 76.8%+13.7pp | 73.4%+17.0pp | 83.2%+7.3pp |
| Annual return | -2.14% | 3123.80%-3125.9pp | 2268.06%-2270.2pp | 282.24%-284.4pp |
| Employer contribution / active EE | $1,770 | $3,123-43.3% | $2,787-36.5% | $4,866-63.6% |
| Participant deferral / active EE | $6,241 | $3,993+56.3% | $3,583+74.2% | $5,352+16.6% |
| Admin fee / account holder | $1,651 | $5,694-71.0% | $4,882-66.2% | $9,541-82.7% |