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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,050 | $90,607+18.1% | $79,467+34.7% | $135,380-20.9% |
| Participation rate | 87.0% | 76.0%+10.9pp | 73.3%+13.6pp | 82.6%+4.3pp |
| Annual return | -1.46% | 977.74%-979.2pp | 718.30%-719.8pp | 519.81%-521.3pp |
| Employer contribution / active EE | $2,647 | $3,068-13.7% | $2,800-5.5% | $4,779-44.6% |
| Participant deferral / active EE | $5,957 | $4,050+47.1% | $3,704+60.8% | $5,609+6.2% |
| Admin fee / account holder | $1,672 | $5,895-71.6% | $5,104-67.2% | $10,828-84.6% |