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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,400 | $58,258+274.9% | $81,820+166.9% | $80,925+169.9% |
| Participation rate | 93.1% | 63.5%+29.6pp | 72.4%+20.7pp | 67.7%+25.4pp |
| Annual return | 17.75% | 41.76%-24.0pp | 777.93%-760.2pp | 35.65%-17.9pp |
| Employer contribution / active EE | $2,846 | $2,345+21.3% | $2,915-2.4% | $2,756+3.3% |
| Participant deferral / active EE | $6,845 | $3,284+108.4% | $4,323+58.3% | $4,299+59.2% |
| Admin fee / account holder | $6,090 | $4,976+22.4% | $7,391-17.6% | $6,940-12.3% |