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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,400 | $58,241+275.0% | $81,780+167.1% | $80,911+169.9% |
| Participation rate | 93.1% | 63.4%+29.7pp | 72.4%+20.7pp | 67.6%+25.5pp |
| Annual return | 17.75% | 41.73%-24.0pp | 776.27%-758.5pp | 35.63%-17.9pp |
| Employer contribution / active EE | $2,846 | $2,343+21.4% | $2,914-2.3% | $2,756+3.3% |
| Participant deferral / active EE | $6,845 | $3,283+108.5% | $4,321+58.4% | $4,297+59.3% |
| Admin fee / account holder | $6,090 | $4,973+22.5% | $7,384-17.5% | $6,935-12.2% |