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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,028 | $93,586+157.5% | $135,925+77.3% | $75,173+220.6% |
| Participation rate | 94.9% | 75.2%+19.7pp | 81.9%+13.0pp | 67.2%+27.7pp |
| Annual return | 13.63% | 30.90%-17.3pp | 68.25%-54.6pp | 160.65%-147.0pp |
| Employer contribution / active EE | $3,264 | $3,537-7.7% | $4,857-32.8% | $2,670+22.2% |
| Participant deferral / active EE | $11,673 | $6,405+82.2% | $7,759+50.5% | $4,126+183.0% |
| Admin fee / account holder | $11,571 | $6,977+65.8% | $10,764+7.5% | $5,651+104.8% |