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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,028 | $93,617+157.5% | $135,982+77.2% | $75,177+220.6% |
| Participation rate | 94.9% | 75.2%+19.7pp | 81.9%+13.0pp | 67.2%+27.7pp |
| Annual return | 13.63% | 30.89%-17.3pp | 68.32%-54.7pp | 160.75%-147.1pp |
| Employer contribution / active EE | $3,264 | $3,538-7.8% | $4,859-32.8% | $2,671+22.2% |
| Participant deferral / active EE | $11,673 | $6,406+82.2% | $7,760+50.4% | $4,126+182.9% |
| Admin fee / account holder | $11,571 | $6,980+65.8% | $10,767+7.5% | $5,651+104.8% |