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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,574 | $89,370+112.1% | $141,197+34.3% | $72,976+159.8% |
| Participation rate | 96.2% | 75.1%+21.1pp | 82.5%+13.8pp | 69.5%+26.7pp |
| Annual return | 15.14% | 111.88%-96.7pp | 71.41%-56.3pp | 81.02%-65.9pp |
| Employer contribution / active EE | $2,736 | $3,115-12.2% | $4,736-42.2% | $2,440+12.1% |
| Participant deferral / active EE | $9,146 | $5,419+68.8% | $6,710+36.3% | $3,608+153.5% |
| Admin fee / account holder | $4,229 | $5,957-29.0% | $10,265-58.8% | $5,124-17.5% |