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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,690 | $76,551+160.9% | $123,894+61.2% | $62,881+217.6% |
| Participation rate | 92.9% | 73.0%+19.9pp | 81.4%+11.4pp | 69.3%+23.6pp |
| Annual return | 4.16% | 18.68%-14.5pp | 47.52%-43.4pp | 20.14%-16.0pp |
| Employer contribution / active EE | $2,688 | $2,882-6.7% | $4,617-41.8% | $2,281+17.9% |
| Participant deferral / active EE | $7,778 | $4,840+60.7% | $5,984+30.0% | $3,203+142.8% |
| Admin fee / account holder | $1,208 | $4,826-75.0% | $8,357-85.5% | $4,296-71.9% |