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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,251 | $85,766+158.0% | $136,298+62.3% | $70,126+215.5% |
| Participation rate | 92.3% | 74.2%+18.2pp | 81.9%+10.4pp | 69.5%+22.8pp |
| Annual return | 10.94% | 31.46%-20.5pp | 5156.27%-5145.3pp | 73.15%-62.2pp |
| Employer contribution / active EE | $2,787 | $2,966-6.0% | $4,696-40.6% | $2,343+19.0% |
| Participant deferral / active EE | $8,857 | $5,051+75.3% | $6,247+41.8% | $3,332+165.8% |
| Admin fee / account holder | $12,463 | $5,421+129.9% | $9,244+34.8% | $4,645+168.3% |