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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,901 | $105,210+130.9% | $159,487+52.3% | $85,851+182.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 9.90% | 45.08%-35.2pp | 263.71%-253.8pp | 318.63%-308.7pp |
| Employer contribution / active EE | $3,429 | $3,319+3.3% | $4,831-29.0% | $2,565+33.7% |
| Participant deferral / active EE | $10,890 | $5,946+83.1% | $7,354+48.1% | $3,952+175.5% |
| Admin fee / account holder | $2,567 | $6,934-63.0% | $10,804-76.2% | $6,261-59.0% |