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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,737 | $146,267-20.2% | $197,124-40.8% | $82,448+41.6% |
| Participation rate | 71.4% | 84.0%-12.6pp | 86.7%-15.3pp | 68.1%+3.4pp |
| Annual return | 18.84% | 29.61%-10.8pp | 44.34%-25.5pp | 41.64%-22.8pp |
| Employer contribution / active EE | $1,251 | $4,723-73.5% | $6,227-79.9% | $2,551-51.0% |
| Participant deferral / active EE | $5,928 | $7,035-15.7% | $9,135-35.1% | $4,139+43.2% |
| Admin fee / account holder | $7,211 | $14,422-50.0% | $16,298-55.8% | $7,234-0.3% |