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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,737 | $149,446-21.9% | $256,809-54.5% | $94,015+24.2% |
| Participation rate | 71.4% | 85.3%-13.9pp | 88.5%-17.1pp | 70.8%+0.6pp |
| Annual return | 18.84% | 17.55%+1.3pp | 32.73%-13.9pp | 17.84%+1.0pp |
| Employer contribution / active EE | $1,251 | $4,596-72.8% | $7,263-82.8% | $2,790-55.2% |
| Participant deferral / active EE | $5,928 | $6,491-8.7% | $9,520-37.7% | $4,249+39.5% |
| Admin fee / account holder | $7,211 | $24,035-70.0% | $25,146-71.3% | $8,951-19.4% |