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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,860 | $99,079+2.8% | $78,002+30.6% | $273,972-62.8% |
| Participation rate | 93.3% | 78.6%+14.8pp | 75.5%+17.8pp | 83.0%+10.3pp |
| Annual return | 0.32% | 217.93%-217.6pp | 425.99%-425.7pp | 41.46%-41.1pp |
| Employer contribution / active EE | $8,320 | $3,308+151.6% | $2,470+236.8% | $4,869+70.9% |
| Participant deferral / active EE | $1,712 | $4,306-60.2% | $3,497-51.0% | $5,287-67.6% |
| Admin fee / account holder | $11,917 | $8,954+33.1% | $5,481+117.4% | $10,133+17.6% |