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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,317 | $105,866-22.2% | $90,766-9.3% | $134,545-38.8% |
| Participation rate | 92.9% | 78.3%+14.6pp | 75.7%+17.2pp | 81.2%+11.6pp |
| Annual return | -20.58% | -10.99%-9.6pp | -12.16%-8.4pp | 418.37%-438.9pp |
| Employer contribution / active EE | $6,073 | $3,464+75.3% | $2,922+107.8% | $4,742+28.1% |
| Participant deferral / active EE | $9,018 | $5,217+72.9% | $4,565+97.5% | $6,401+40.9% |
| Admin fee / account holder | $32,518 | $13,938+133.3% | $8,446+285.0% | $11,431+184.5% |