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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,233 | $127,790+2.7% | $106,554+23.2% | $167,553-21.7% |
| Participation rate | 93.3% | 78.3%+15.1pp | 76.1%+17.2pp | 82.1%+11.2pp |
| Annual return | 17.47% | 33.88%-16.4pp | 26.80%-9.3pp | 478.89%-461.4pp |
| Employer contribution / active EE | $6,093 | $3,427+77.8% | $2,819+116.1% | $4,840+25.9% |
| Participant deferral / active EE | $8,085 | $5,088+58.9% | $4,398+83.8% | $6,343+27.5% |
| Admin fee / account holder | $2,536 | $11,231-77.4% | $7,408-65.8% | $12,316-79.4% |