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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,246 | $125,184-7.9% | $105,607+9.1% | $145,884-21.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 18.96% | 225.00%-206.0pp | 116.11%-97.1pp | 551.85%-532.9pp |
| Employer contribution / active EE | $5,580 | $3,720+50.0% | $3,167+76.2% | $4,662+19.7% |
| Participant deferral / active EE | $7,752 | $5,714+35.7% | $5,011+54.7% | $6,690+15.9% |
| Admin fee / account holder | $5,165 | $17,133-69.9% | $10,958-52.9% | $13,392-61.4% |