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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,871 | $142,354-13.0% | $125,529-1.3% | $155,188-20.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 16.27% | 306.06%-289.8pp | 202.56%-186.3pp | 148.84%-132.6pp |
| Employer contribution / active EE | $4,729 | $3,501+35.1% | $3,058+54.7% | $4,248+11.3% |
| Participant deferral / active EE | $7,469 | $5,491+36.0% | $4,813+55.2% | $6,531+14.4% |
| Admin fee / account holder | $2,389 | $19,392-87.7% | $16,298-85.3% | $14,480-83.5% |