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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,964 | $67,602+19.8% | $82,312-1.6% | $70,126+15.5% |
| Participation rate | 96.8% | 72.8%+24.0pp | 76.9%+19.9pp | 69.5%+27.3pp |
| Annual return | 18.07% | 21.57%-3.5pp | 25.88%-7.8pp | 73.15%-55.1pp |
| Employer contribution / active EE | $4,838 | $1,755+175.7% | $2,428+99.2% | $2,343+106.5% |
| Participant deferral / active EE | $6,275 | $2,987+110.0% | $3,706+69.3% | $3,332+88.3% |
| Admin fee / account holder | $3,777 | $4,512-16.3% | $5,608-32.6% | $4,645-18.7% |