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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,836 | $56,197+68.8% | $67,652+40.2% | $59,633+59.0% |
| Participation rate | 80.0% | 71.5%+8.5pp | 75.7%+4.3pp | 68.7%+11.3pp |
| Annual return | 3.81% | 18508.10%-18504.3pp | 6625.40%-6621.6pp | 2041.45%-2037.6pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $5,296 | $2,844+86.3% | $3,560+48.8% | $3,192+65.9% |
| Admin fee / account holder | $3,545 | $3,958-10.4% | $4,821-26.5% | $4,297-17.5% |