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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,444 | $135,956-67.3% | $123,894-64.1% | $273,972-83.8% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 10.55% | 56.63%-46.1pp | 47.52%-37.0pp | 41.46%-30.9pp |
| Employer contribution / active EE | $3,657 | $5,170-29.3% | $4,617-20.8% | $4,869-24.9% |
| Participant deferral / active EE | $8,074 | $6,343+27.3% | $5,984+34.9% | $5,287+52.7% |
| Admin fee / account holder | $1,144 | $9,817-88.3% | $8,357-86.3% | $10,133-88.7% |