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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,088 | $148,629-65.6% | $135,982-62.4% | $139,487-63.4% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 20.88% | 79.33%-58.4pp | 68.32%-47.4pp | 373.84%-353.0pp |
| Employer contribution / active EE | $2,320 | $5,247-55.8% | $4,859-52.3% | $4,755-51.2% |
| Participant deferral / active EE | $5,193 | $8,102-35.9% | $7,760-33.1% | $6,713-22.6% |
| Admin fee / account holder | $7,942 | $12,406-36.0% | $10,767-26.2% | $11,407-30.4% |