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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,999 | $176,105-59.7% | $159,474-55.5% | $167,536-57.6% |
| Participation rate | 92.3% | 85.0%+7.4pp | 82.8%+9.5pp | 82.1%+10.2pp |
| Annual return | 15.59% | 331.91%-316.3pp | 263.68%-248.1pp | 478.82%-463.2pp |
| Employer contribution / active EE | $2,859 | $5,299-46.1% | $4,831-40.8% | $4,839-40.9% |
| Participant deferral / active EE | $7,189 | $7,751-7.3% | $7,353-2.2% | $6,342+13.3% |
| Admin fee / account holder | $511 | $12,559-95.9% | $10,802-95.3% | $12,315-95.9% |