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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,251 | $138,114-62.2% | $125,391-58.3% | $134,545-61.2% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -15.60% | 750.88%-766.5pp | 572.41%-588.0pp | 418.37%-434.0pp |
| Employer contribution / active EE | $2,656 | $5,246-49.4% | $4,816-44.8% | $4,742-44.0% |
| Participant deferral / active EE | $6,485 | $7,801-16.9% | $7,448-12.9% | $6,401+1.3% |
| Admin fee / account holder | $36,271 | $11,570+213.5% | $10,009+262.4% | $11,431+217.3% |