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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,019 | $165,399-64.3% | $149,745-60.6% | $158,982-62.9% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 17.95% | 348.34%-330.4pp | 276.72%-258.8pp | 302.99%-285.0pp |
| Employer contribution / active EE | $2,837 | $5,105-44.4% | $4,646-38.9% | $4,763-40.4% |
| Participant deferral / active EE | $7,206 | $7,183+0.3% | $6,843+5.3% | $5,983+20.4% |
| Admin fee / account holder | $4,685 | $10,811-56.7% | $9,312-49.7% | $11,252-58.4% |