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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,971 | $180,459-86.2% | $154,108-83.8% | $135,380-81.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 57.78% | 888.21%-830.4pp | 735.21%-677.4pp | 519.81%-462.0pp |
| Employer contribution / active EE | $10,577 | $6,035+75.3% | $5,298+99.7% | $4,779+121.3% |
| Participant deferral / active EE | $10,760 | $5,806+85.3% | $5,081+111.8% | $5,609+91.8% |
| Admin fee / account holder | $391 | $16,145-97.6% | $13,411-97.1% | $10,828-96.4% |