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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,274 | $217,432-72.7% | $185,851-68.1% | $167,553-64.6% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 21.51% | 148.43%-126.9pp | 122.11%-100.6pp | 478.89%-457.4pp |
| Employer contribution / active EE | $11,171 | $5,874+90.2% | $5,168+116.1% | $4,840+130.8% |
| Participant deferral / active EE | $10,618 | $6,357+67.0% | $5,569+90.7% | $6,343+67.4% |
| Admin fee / account holder | $813 | $19,820-95.9% | $16,245-95.0% | $12,316-93.4% |