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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,634 | $167,353-51.8% | $143,797-43.9% | $134,545-40.1% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -18.72% | 0.48%-19.2pp | -0.04%-18.7pp | 418.37%-437.1pp |
| Employer contribution / active EE | $11,850 | $5,620+110.8% | $4,952+139.3% | $4,742+149.9% |
| Participant deferral / active EE | $9,500 | $6,447+47.4% | $5,638+68.5% | $6,401+48.4% |
| Admin fee / account holder | $5,390 | $18,096-70.2% | $14,679-63.3% | $11,431-52.9% |