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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,127 | $175,259-42.9% | $149,723-33.1% | $139,487-28.2% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 22.41% | 166.82%-144.4pp | 134.50%-112.1pp | 373.84%-351.4pp |
| Employer contribution / active EE | $6,782 | $5,478+23.8% | $4,821+40.7% | $4,755+42.6% |
| Participant deferral / active EE | $5,611 | $6,522-14.0% | $5,682-1.3% | $6,713-16.4% |
| Admin fee / account holder | $101 | $16,158-99.4% | $13,215-99.2% | $11,407-99.1% |