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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,793 | $202,342-71.9% | $172,753-67.1% | $152,909-62.9% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 29.05% | 1029.88%-1000.8pp | 803.00%-774.0pp | 345.46%-316.4pp |
| Employer contribution / active EE | $7,930 | $5,857+35.4% | $5,144+54.2% | $4,764+66.5% |
| Participant deferral / active EE | $8,025 | $5,948+34.9% | $5,198+54.4% | $5,851+37.1% |
| Admin fee / account holder | $2,268 | $17,112-86.7% | $13,956-83.7% | $11,601-80.4% |