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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,516 | $111,535+26.0% | $105,223+33.5% | $137,256+2.4% |
| Participation rate | 57.1% | 78.1%-20.9pp | 75.0%-17.9pp | 80.0%-22.8pp |
| Annual return | 12.79% | 237.85%-225.1pp | 180.65%-167.9pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,415 | $3,939-38.7% | $3,689-34.5% | $4,156-41.9% |
| Participant deferral / active EE | $12,069 | $5,500+119.4% | $5,072+138.0% | $6,407+88.4% |
| Admin fee / account holder | $2,348 | $9,721-75.8% | $8,859-73.5% | $12,270-80.9% |