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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,516 | $129,737+8.3% | $119,126+18.0% | $154,746-9.2% |
| Participation rate | 57.1% | 78.9%-21.7pp | 75.8%-18.6pp | 80.7%-23.6pp |
| Annual return | 12.79% | 379.08%-366.3pp | 282.11%-269.3pp | 172.34%-159.5pp |
| Employer contribution / active EE | $2,415 | $4,375-44.8% | $4,034-40.1% | $4,379-44.9% |
| Participant deferral / active EE | $12,069 | $5,842+106.6% | $5,318+127.0% | $6,730+79.3% |
| Admin fee / account holder | $2,348 | $11,961-80.4% | $10,693-78.0% | $14,365-83.7% |