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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,147 | $107,353+13.8% | $92,903+31.5% | $152,885-20.1% |
| Participation rate | 44.4% | 79.8%-35.3pp | 76.0%-31.6pp | 82.5%-38.0pp |
| Annual return | 16.61% | 145.62%-129.0pp | 109.43%-92.8pp | 345.39%-328.8pp |
| Employer contribution / active EE | $1,930 | $4,222-54.3% | $3,653-47.2% | $4,763-59.5% |
| Participant deferral / active EE | $6,676 | $4,848+37.7% | $4,238+57.5% | $5,851+14.1% |
| Admin fee / account holder | $63,769 | $7,081+800.6% | $5,795+1000.5% | $11,598+449.8% |