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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,463 | $134,001-62.3% | $112,258-55.0% | $134,509-62.5% |
| Participation rate | 57.1% | 78.6%-21.4pp | 75.1%-17.9pp | 81.2%-24.1pp |
| Annual return | -11.71% | 47.15%-58.9pp | 27.47%-39.2pp | 418.13%-429.8pp |
| Employer contribution / active EE | $2,592 | $4,039-35.8% | $3,636-28.7% | $4,741-45.3% |
| Participant deferral / active EE | $10,006 | $5,291+89.1% | $4,728+111.6% | $6,400+56.3% |
| Admin fee / account holder | $107,750 | $7,491+1338.4% | $6,411+1580.6% | $11,427+843.0% |