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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,279 | $115,810+12.5% | $101,271+28.6% | $158,966-18.0% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 15.42% | 56.15%-40.7pp | 46.48%-31.1pp | 302.95%-287.5pp |
| Employer contribution / active EE | $2,970 | $4,175-28.9% | $3,660-18.8% | $4,762-37.6% |
| Participant deferral / active EE | $7,965 | $4,958+60.6% | $4,371+82.2% | $5,983+33.1% |
| Admin fee / account holder | $249 | $7,248-96.6% | $5,948-95.8% | $11,250-97.8% |