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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,565 | $184,014-61.1% | $161,149-55.6% | $138,895-48.5% |
| Participation rate | 93.8% | 82.1%+11.7pp | 78.8%+14.9pp | 79.9%+13.8pp |
| Annual return | 19.36% | 21.52%-2.2pp | 21.16%-1.8pp | 145.39%-126.0pp |
| Employer contribution / active EE | $4,167 | $5,055-17.6% | $4,360-4.4% | $4,194-0.7% |
| Participant deferral / active EE | $6,559 | $6,909-5.1% | $6,153+6.6% | $6,396+2.5% |
| Admin fee / account holder | $3,701 | $18,027-79.5% | $15,194-75.6% | $12,562-70.5% |