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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,040 | $142,409-76.1% | $119,634-71.5% | $134,545-74.7% |
| Participation rate | 93.3% | 82.8%+10.5pp | 79.3%+14.1pp | 81.2%+12.1pp |
| Annual return | 10.36% | -12.46%+22.8pp | -14.98%+25.3pp | 418.37%-408.0pp |
| Employer contribution / active EE | $1,617 | $5,224-69.0% | $4,232-61.8% | $4,742-65.9% |
| Participant deferral / active EE | $4,805 | $6,468-25.7% | $5,601-14.2% | $6,401-24.9% |
| Admin fee / account holder | $788 | $13,594-94.2% | $10,329-92.4% | $11,431-93.1% |