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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,466 | $154,159-78.3% | $130,026-74.3% | $139,456-76.0% |
| Participation rate | 88.2% | 82.0%+6.3pp | 78.5%+9.7pp | 80.3%+7.9pp |
| Annual return | 17.44% | 32.50%-15.1pp | -137.26%+154.7pp | 373.45%-356.0pp |
| Employer contribution / active EE | $3,368 | $5,292-36.3% | $4,321-22.1% | $4,753-29.1% |
| Participant deferral / active EE | $5,617 | $6,710-16.3% | $5,821-3.5% | $6,711-16.3% |
| Admin fee / account holder | $4,996 | $14,001-64.3% | $10,608-52.9% | $11,407-56.2% |