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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,764 | $127,790-76.7% | $106,555-72.1% | $167,536-82.2% |
| Participation rate | 61.5% | 78.3%-16.7pp | 76.1%-14.6pp | 82.1%-20.6pp |
| Annual return | 9.57% | 33.88%-24.3pp | 26.80%-17.2pp | 478.82%-469.2pp |
| Employer contribution / active EE | $0 | $3,428-100.0% | $2,819-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $6,201 | $5,088+21.9% | $4,399+41.0% | $6,342-2.2% |
| Admin fee / account holder | $4,002 | $11,229-64.4% | $7,408-46.0% | $12,315-67.5% |