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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,865 | $99,079-67.8% | $78,002-59.1% | $273,972-88.4% |
| Participation rate | 41.7% | 78.6%-36.9pp | 75.5%-33.9pp | 83.0%-41.3pp |
| Annual return | 4.73% | 217.93%-213.2pp | 425.99%-421.3pp | 41.46%-36.7pp |
| Employer contribution / active EE | $1,030 | $3,308-68.9% | $2,470-58.3% | $4,869-78.9% |
| Participant deferral / active EE | $4,118 | $4,306-4.4% | $3,497+17.8% | $5,287-22.1% |
| Admin fee / account holder | $9,955 | $8,954+11.2% | $5,481+81.6% | $10,133-1.8% |