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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,796 | $160,028-35.8% | $147,080-30.1% | $145,884-29.5% |
| Participation rate | 78.6% | 84.0%-5.5pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 9.73% | 98.60%-88.9pp | 420.17%-410.4pp | 551.85%-542.1pp |
| Employer contribution / active EE | $6,967 | $5,286+31.8% | $4,933+41.2% | $4,662+49.4% |
| Participant deferral / active EE | $7,411 | $8,422-12.0% | $8,066-8.1% | $6,690+10.8% |
| Admin fee / account holder | $1,893 | $15,030-87.4% | $12,989-85.4% | $13,392-85.9% |