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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,834 | $148,629-44.3% | $135,982-39.1% | $139,487-40.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.65% | 79.33%-66.7pp | 68.32%-55.7pp | 373.84%-361.2pp |
| Employer contribution / active EE | $11,403 | $5,247+117.3% | $4,859+134.7% | $4,755+139.8% |
| Participant deferral / active EE | $8,961 | $8,102+10.6% | $7,760+15.5% | $6,713+33.5% |
| Admin fee / account holder | $3,891 | $12,406-68.6% | $10,767-63.9% | $11,407-65.9% |