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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,012 | $176,120-67.1% | $159,487-63.6% | $167,553-65.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.87% | 331.95%-319.1pp | 263.71%-250.8pp | 478.89%-466.0pp |
| Employer contribution / active EE | $11,708 | $5,299+120.9% | $4,831+142.3% | $4,840+141.9% |
| Participant deferral / active EE | $8,654 | $7,752+11.6% | $7,354+17.7% | $6,343+36.4% |
| Admin fee / account holder | $1,691 | $12,561-86.5% | $10,804-84.4% | $12,316-86.3% |