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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,995 | $138,114-59.5% | $125,391-55.3% | $134,545-58.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.21% | 750.88%-765.1pp | 572.41%-586.6pp | 418.37%-432.6pp |
| Employer contribution / active EE | $12,887 | $5,246+145.7% | $4,816+167.6% | $4,742+171.8% |
| Participant deferral / active EE | $10,010 | $7,801+28.3% | $7,448+34.4% | $6,401+56.4% |
| Admin fee / account holder | $1,609 | $11,570-86.1% | $10,009-83.9% | $11,431-85.9% |