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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,995 | $138,068-59.4% | $125,358-55.3% | $134,493-58.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.21% | 750.30%-764.5pp | 572.03%-586.2pp | 418.01%-432.2pp |
| Employer contribution / active EE | $12,887 | $5,244+145.8% | $4,814+167.7% | $4,740+171.9% |
| Participant deferral / active EE | $10,010 | $7,799+28.4% | $7,447+34.4% | $6,400+56.4% |
| Admin fee / account holder | $1,609 | $11,568-86.1% | $10,007-83.9% | $11,425-85.9% |